Straightforward Financing
Personal financing, on your terms.
Trulend offers personal financing you can read in plain English. Understand your options, review your terms in writing, and decide what works for you — before you sign anything.
Free to apply — no obligation
How Trulend Works
Everything you need to know, upfront.
Trulend financing is straightforward by design — here’s exactly what to expect.
Loan amounts
Set per application
New customers start with a smaller limit; returning customers in good standing may qualify for higher amounts through our loyalty program.
Repayment Structure
Short-term installment
A fixed schedule of payments, aligned to your pay cycle, with a defined payoff date. The full schedule is on your agreement.
Early Repayment
Anytime, no penalty
You can repay in full or ahead of schedule at any time without a prepayment fee. Doing so reduces the total interest you pay.
Funding
Typically the next business day
Your financing is typically funded the next business day.
This is an expensive form of borrowing.
Trulend loans are designed to help meet short-term financial needs and are not intended to be a long-term financial solution. Before you apply, consider whether a short-term loan is right for your situation.
When You Need It
Built for the unexpected.
Life doesn't send a warning. When something comes up, here's how people put Trulend to work.
Unexpected expenses
A car repair, a vet bill, a furnace that picked the wrong week to quit. Cover the gap on a fixed schedule.
Urgent home repair
Plumbing, roof, appliance — the kind of fix that can’t wait. Funds are typically delivered the next business day.1
Medical expenses
Pay down a medical bill not covered by insurance, on a defined repayment schedule.
Time-sensitive needs
Travel for a family emergency, a deposit, a bill due tomorrow. Borrow only what you need.
Bridging to your next paycheck
Cover essentials between paydays with payments aligned to your pay cycle.
Building a payment history
Returning customers in good standing may qualify for higher limits and discounted rates through our loyalty program.
Ready to get started?
Free to apply, no obligation to accept an offer. We'll show you what's available and you decide from there.